Cost of Living in New Zealand vs UK

The stunning natural landscapes and slower pace of living attract thousands every year. In fact, it’s estimated that around 4.5% of the New Zealand population comprises English expats. Moving to New Zealand offers endless opportunities for a new life, which could mean a better work-life balance, often a more welcoming atmosphere, and an exciting outdoor lifestyle. 

However, choosing to move so far away from home is not a decision to be taken lightly. Many factors make a new life abroad realistic, and one big one to consider is the cost of living. While you should do your own research based on your specific circumstances, we have put together a comparison of what living in New Zealand vs the UK could cost you. For the most part, we have taken prices from the capital cities as the most comparable.

Salaries in New Zealand vs the UK

You might be moving to a new destination for a new career. In this case, it’s worth considering the differences in salary between these two nations, taking into account your industry and precise locations. Previously, it was estimated that Kiwi salaries were far higher than in Britain, however, 2025 figures tell a different story. In New Zealand, the average salary is around 65,852.80 NZD (£29,916.27), while the UK median annual salary stands slightly higher at £31.461. 

These figures are not black and white, however. Some industries in both countries see surges in wages within in-demand sectors each year like the UK saw in manufacturing sectors in 2024. It’s important to compare specifics, also taking into account that capital cities typically see higher wages too. Plus, if you are set to receive lower wages in New Zealand, you might find that the lower cost of living allows you to enjoy the same (or higher) quality of life after your move.

Housing Costs 

Accommodation is an incredibly important cost factor when you are considering where to move. As in the UK, prices will vary depending on the exact location in New Zealand and how close to the city centre you are living. Below is a breakdown of the average prices in the capitals of each destination. 

While renting is considerably cheaper in Auckland than in London, it’s worth noting that London is a particularly pricey place to live. These figures will vary if you are looking at moving to a more rural area or even a smaller city.

If you look at figures on average, purchasing a property in New Zealand is an expensive thing to do. The average cost of a property in New Zealand is the equivalent of £412,350, while in the UK the figure sits at around £282,000. However, buying property in London is far more expensive than in Auckland, so this again will need further research depending on your circumstances.

Cost of Groceries NZ vs UK

While this isn’t a large upfront cost, the cost of groceries is something to consider as part of your daily expenses. Again, this will depend on your lifestyle in the UK and New Zealand, but here is a breakdown of the average prices of common purchases in both destinations. In general, groceries are typically more expensive in New Zealand than in the United Kingdom.

Transport Expenses

Getting around is an incredibly important part of life, no matter where you choose to settle. Public transport will vary depending on your exact location. For example, the availability of trains and tubes in London is higher, likely better quality, and better connected than if you were to live somewhere more rural.

What’s more, driving is a common way of getting around in both countries, so you may need to consider this as an option when comparing living costs in the UK and New Zealand. If this is the way you would prefer to get around, it might be useful to know that on average the cost of owning and maintaining a vehicle is typically lower in New Zealand. This includes purchasing and insuring your car.

Healthcare in New Zealand vs the UK

Both New Zealand and the UK have healthcare systems in place that are funded (mainly) by the population’s taxes. A reciprocal agreement is in place that means Britons staying in New Zealand for a short period can utilise the free healthcare system as they would use the NHS. Private healthcare options are available for additional costs in both countries, the price of which will depend on your age, medical conditions, and more.

That being said, there are some costs in both destinations that are not absorbed by the governing bodies, including prescriptions. In the UK, if you are not eligible for free prescriptions, you will pay around £9.90 for medications, whereas in New Zealand this is around 15 New Zealand Dollars for adults, or £6.81.

Leisure Activities & Entertainment

While there isn’t a huge disparity, it’s estimated that the cost of leisure and entertainment activities is higher in London than it is in Auckland. London is a notoriously expensive city, however, so this should be considered if you are not currently living in the capital. Comparisons could vary more dramatically, for example, if you’re moving from rural England to the capital of New Zealand. Here are a few examples of costs when it comes to comparing entertainment costs between these two countries.

If you need more advice before deciding whether to relocate or are even considering moving back to the UK from NZ, then our blog is a great source of information. With Bishop’s Move, you can worry about the important things while we take care of the rest. Get in touch today to start your moving process with a free moving survey.

*All prices are approx. as of January 2025.